Compare Burial Insurance Plans
Get affordable final expense coverage with no medical exam. Serving all of Ohio. Fast approval. Peace of mind starts here.
Meet Your Agent
Hi, I’m Shayler Phipps, a licensed life insurance agent dedicated to helping Ohio families protect what matters most. I specialize in affordable burial insurance and final expense plans that are easy to understand, simple to qualify for, and built to bring you peace of mind.
Whether you’re looking to cover burial or cremation costs, protect your loved ones from future expenses, or just want to understand your options—I’m here to guide you every step of the way, without pressure or confusion.
I’m licensed in 15 states and have helped dozens of families secure the protection they deserve. I look forward to serving yours next.
Dozens of Families Served
Real Ohio clients. Real coverage. Real peace of mind.
Including OH, IN, IA, KS, LA, MD, MI, NE, NC, OK, PA, SC, TN, TX, VA.
Focused on Simplicity
No pushy sales. No confusion. Just clear, affordable protection.
Level Benefit Plan
Graded Benefit Plan
Full benefits available immediately from day one. Ideal for those in good to excellent health.
Limited benefits in year one, more in year two, full by year three. Designed for moderate health conditions.
Modified Benefit Plan
Guaranteed Issue Plan
No health questions. Guaranteed approval. Full benefits after a 2-year waiting period. For serious or multiple health issues.
Similar to graded—includes a 2-year limited benefit period. Offers protection with some health history.
All of these plans include:
Lifetime coverage (your rate never goes up)
Fixed monthly premium (never increases)
Cash value that grows over time
The only difference is how the benefit is paid out in the first two to three years — and I’ll help you figure out which plan fits your situation best.
Client Feedback
Common Questions
Burial insurance (also called final expense insurance) is a type of life insurance that helps pay for funeral and cremation costs. In Ohio, these policies are available to most adults with fixed monthly premiums, lifelong coverage, and no medical exams in many cases.
You can apply by answering a few basic health questions—many plans don’t require a medical exam. I’ll walk you through the options based on your needs, budget, and eligibility. Most people are approved within 24–48 hours.
In most cases, no. Many burial insurance plans are no-exam policies, which means you won’t need blood work or a doctor visit. Some plans have simple health questions; others don’t ask any.
Yes. I help people with diabetes, heart issues, COPD, and more qualify for affordable final expense plans. Even if you’ve been denied before, you still have options.
If you qualify for a level benefit plan, your full coverage starts right away. If not, other options provide partial or delayed benefits for the first 2 years. I’ll help you understand the difference.
That depends on your age, health, and how much coverage you want. Many of my Ohio clients pay between $40 and $70 per month. I’ll show you your best-priced options.
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Yes. As long as they agree to the coverage, you can apply on behalf of a parent, spouse, or loved one. It’s a great way to prevent financial stress during a difficult time.
Get in Touch
I'm Here to Help
Reach out for any inquiries or assistance regarding our burial insurance plans.
- shaylerinsurance@gmail.com
- +1 (419) 603-8344
- Find me on facebook